Privacy Policy for Fenlo

Last Updated: August 9, 2026

1. Introduction

Fenlo (“App,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (the “Application”).

Please read this Privacy Policy carefully. If you do not agree with our policies and practices, please do not use our Application.

2. Information We Collect

2.1 Information You Provide Directly

Bill and Subscription Data:

Bill names, amounts, due dates, payment history, and biller information
Subscription details and recurring payment information
Financial account information (we do not store actual account numbers or passwords)

Account Information:

Email address (if you choose to provide it)
iCloud account information (for sync features)
Payment information for in-app purchases (processed by Apple, not stored by us)

Communication Data:

Messages, feedback, and support requests you send to us
Survey responses and feature requests

2.2 Information Collected Automatically

Device Information:

Device model, operating system, and version
Device identifier (IDFA) for analytics only
App version and crash logs

Usage Data:

Features used within the app
Frequency and duration of app usage
Errors and performance data

Location Data:

We do not collect location data

3. How We Use Your Information

We use collected information for the following purposes:

Core Functionality: Managing your bills, subscriptions, and reminders
iCloud Sync: Synchronizing data across your Apple devices
Notifications: Sending bill due date reminders and alerts
Siri Integration: Enabling voice commands to add bills
Analytics: Understanding app usage and improving features
Customer Support: Responding to your inquiries and support requests
Legal Compliance: Fulfilling legal obligations and preventing fraud
Product Improvement: Analyzing crashes and performance issues

4. Data Storage and Security

4.1 Local Storage

All your bill and subscription data is stored locally on your device by default
Data is encrypted using iOS’s built-in security features
You can enable iCloud sync to back up data across your Apple devices

4.2 iCloud Sync (Optional)

If you enable iCloud sync, your bill data is encrypted and stored in your iCloud account
Apple manages iCloud security according to their privacy standards
You control whether this feature is enabled in Settings

4.3 Security Measures

We use industry-standard encryption and security protocols
All communication between the app and our servers uses HTTPS
We do not store sensitive financial information
We implement regular security updates and best practices

5. Third-Party Services

5.1 Apple Services

iCloud: For optional data synchronization (managed by Apple)
App Store: For app distribution and in-app purchases
CloudKit: For encrypted device-to-cloud data sync
Siri: For voice command integration
WidgetKit: For home and lock screen widgets (no data sharing)

5.2 Analytics

We may use anonymized analytics to understand app usage patterns
Analytics do not contain personal information about your bills
You can opt-out of analytics in Settings

5.3 No Data Sharing

We do not sell, rent, or share your personal information with third parties for marketing purposes.

6. Your Privacy Rights

6.1 Data Access and Control

All your data is stored on your device and is fully under your control
You can export, delete, or modify your bill information at any time
You can disable iCloud sync at any time, which stops syncing but keeps local data

6.2 App Permissions

Camera: Required for bill photo scanning (you control when camera is used)
Notifications: Required for bill reminders (you can disable in Settings)
Siri: Required for voice commands (you control whether Siri is enabled)

6.3 Data Deletion

Delete individual bills or all data from the app directly
Uninstalling the app removes local data
iCloud-synced data is removed based on your iCloud settings

7. Data Retention

Local Data: Retained as long as you maintain it in the app
Deleted Data: Permanently removed when you delete it from the app
iCloud Data: Follows your iCloud backup settings
Analytics Data: Anonymized and aggregated, retained for up to 90 days

8. Children’s Privacy

Our Application is not intended for children under the age of 13. We do not knowingly collect information from children under 13. If we learn we have collected personal information from a child under 13 without parental consent, we will promptly delete such information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or other factors. We will notify you of any material changes by updating the “Last Updated” date at the top of this policy.

Your continued use of the Application following the posting of a revised Privacy Policy means you accept and agree to the changes.

10. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us at:

Email: support@aptnotion.com
Fenlo Support

App Store Support: You can also contact us through the support option in the app or via the App Store.

11. California Privacy Rights (CCPA)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA):

Right to Know: You can request what personal information we have about you
Right to Delete: You can request deletion of your personal information
Right to Opt-Out: You can opt-out of the “sale” of personal information (we do not sell data)
No Discrimination: We will not discriminate against you for exercising your rights

To exercise these rights, contact us at support@fenloapp.com with your request.

12. European Privacy Rights (GDPR)

If you are located in the European Union or United Kingdom, you have rights under the General Data Protection Regulation (GDPR):

Right of Access: Request access to your personal data
Right of Rectification: Correct inaccurate personal data
Right to Erasure: Request deletion of your data
Right to Restrict Processing: Limit how we use your data
Right to Data Portability: Receive your data in a portable format
Right to Object: Object to processing of your data
Right to Lodge a Complaint: File a complaint with your local data protection authority

To exercise these rights, contact us at support@fenloapp.com.